How to Earn rewards points with Instant Credit Card Approval

How to Earn rewards points with Instant Credit Card Approval

With everyday expenses skyrocketing, the type of credit card you carry has become crucial. A credit card is no longer just a means to make payments; it offers an array of benefits — from providing instant liquidity to rewarding you with discounts, offers, and points. Among these, one that stands out with competitive features and benefits is the Bajaj Finserv Credit Card. This article will take you through how instant credit cards can help you earn reward points and the associated benefits of selecting Bajaj Finserv.

The Rise of Instant Credit Cards

Instant credit cards, also known as digital or virtual credit cards, have become increasingly popular. The major drawing card is its quick approval process; once you apply, your card could be approved instantly if you meet the eligibility criteria. An instant credit card allows you to start using your credit line right away, providing immediate access to funds for purchases and transactions.

Earning Reward Points with Instant Credit Cards

Earning reward points with instant credit cards is fairly straightforward. Once approved, you earn reward points every time you swipe your card. But the trick here is knowing where to swipe your card; some brands or types of transactions earn you more points than others.

A shining example of this is the two co-branded credit cards offered by Bajaj Finserv: the Bajaj Finserv RBL Bank Credit Card and the Bajaj Finserv DBS Bank Credit Card. These cards come with enhanced reward systems and amplified benefits, and are structured to earn you the most reward points for every rupee spent when used to pay for products or services from the partnering banks (RBL and DBS).

Bajaj Finserv Co-branded Credit Cards

The Bajaj Finserv RBL Bank Credit Card offers four times the reward points on dining, groceries, and international transactions. With these co-branded credit cards, these benefits exponentially increase. It ensures you are always rewarded for your spending.

The Bajaj Finserv DBS Bank Credit Card offers a wide range of perks as well, such as discounts on travel, shopping, dining, and entertainment. In addition, you can earn four reward points for every INR 100 spent on dining, grocery, and international transactions.

How to Apply for Bajaj Finserv Credit Cards:

Applying for these cards is a hassle-free process that can be done entirely online.

  1. Visit the Bajaj Finserv website or Bajaj Finserv App and navigate to the credit card section.
  2. Choose the specific card you wish to apply for – either the Bajaj Finserv RBL Bank Credit Card or the Bajaj Finserv DBS Bank Credit Card.
  3. Fill in the required details, such as your full name, contact details, and income source.
  4. Submit the application and the relevant documents.
  1. On verification and approval, you will receive your virtual credit card in your email, ready for use.

Remember, approval is subject to you meeting the eligibility criteria set by the banks, so ensure you meet these before you start your application process.

So, what are you waiting for? Choose the efficient and rewarding way to spend, with the Bajaj Finserv’s co-branded credit cards. Earn rewards as you spend, and enjoy the benefits of seamless transactions and instant credit card approval. Getting rewarded has never been easier!


It’s time to turn your spending habits into rewarding experiences with Bajaj Finserv credit cards. Not only do they provide a safe and quick payment method, but they also enrich each transaction with rewards that can be redeemed in multiple ways. Retail therapy indeed takes on a new meaning with these co-branded credit cards. Happy spending and rewarding!